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Buying
Please take a look why you need to think and to take an action now to buy home:
ADVANTAGE ON BUYING V/S RENTING:
| Advantage of buying home | Disadvantage of renting home |
| Pride of Ownership | No pride of Ownership |
| Pay off your own capital and Mortgage interest | Pay off landlord’s capital and Mortgage interest |
| Property usually builds equity over time | No equity builds up, no matter how long you stay |
| Greater Privacy | Partial Privacy |
| Can easily borrow money as low as interest rate against home equity plan as you need. | Cannot borrow single penny against landlord property |
| Buying home like “forced” money saving plan | Renting home like “forced” money losing Plan |
| Take advantage on capital gain tax deduction | No capital gain tax advantage |
| Upgrade your home as you want | Cannot upgrade anything without landlord’s consent |
NOW IS TIME TO BUY HOUSE BECAUSE:
- Interest rates are extremely low
- Affordable mortgage plan available
- Use RRSP money for down payment without paying tax as a first time buyer.
- Get advantage right way total $5725 rebate (PLTT $2000 and MLTT $ 3725) in land transfer tax as a first time buyer.
PLEASE CALL ME TO KNOW AS FOLLOWS:
- How much you need down payment and closing cost?
- How much you need monthly payment to pay mortgage?
- How much you need monthly payment to utility and city tax?
- How much money you monthly saving?
v How much will be equity and capital gain after five years?
ONLY 4 STEPS TO COMPLETE THE BUYING UR DREAM HOME:
- To find your dream home
- To conduct the home inspection
- To arrange the Mortgage
- To close the deal by your own Lawyer.
